# Canyonmoor Lending Group > Canyonmoor Lending Group is a small-business funding broker at 430 N 1st St, Montrose, CO 81401 (phone (970) 238-5206). It helps businesses in Montrose, CO and across Montrose County, Colorado, explore business term loans including acquisition financing, equipment financing and leasing, business lines of credit, working capital, inventory financing, and merchant cash advances. Canyonmoor Lending Group arranges introductions between businesses and funding partners; the partner that reviews a request decides on it and sets any rate and terms. Canyonmoor Lending Group is not a lender, approval is never guaranteed, and a merchant cash advance is not a loan. Canyonmoor Lending Group does not arrange personal, payday, auto title, mortgage, commercial real estate, startup or SBA loans, does not offer grants, and does not arrange funding for trucking. Key facts: - Business type: small-business funding broker (not a lender) - Address: 430 N 1st St, Montrose, CO 81401, United States - Phone: (970) 238-5206 - Apply: https://canyonmoorlendinggroup.com/apply/ - Service area: Montrose, CO and all of Montrose County, Colorado - Language: English ## Funding options - [Business Loan Options in Montrose, CO: Six Funding Types Set Side by Side](https://canyonmoorlendinggroup.com/business-loans/): This page sets the six funding types Canyonmoor Lending Group handles for Montrose, Colorado businesses next to each other: term loans, lines of credit, equipment financing, working capital, inventory financing and merchant cash advances. It covers the four families of bank lending, fixed term loans against credit lines, and the trades in Montrose County, CO that use each type. - [Working Capital Loans in Montrose, CO: Payroll, Supplier Bills and Repairs Before Customers Pay](https://canyonmoorlendinggroup.com/business-loans/working-capital/): This page from Canyonmoor Lending Group in Montrose, Colorado explains working capital loans for small firms: whether working capital can cover payroll, what a payroll loan is, when a line of credit fits wages better, and how to apply through a bank or a funding partner, with invented worked figures for a five-week wage gap. - [Business Term Loans in Montrose, CO: Fixed Payments for Remodels, Buyouts and Expansion](https://canyonmoorlendinggroup.com/business-loans/term-loans/): Term loans are the featured product of Canyonmoor Lending Group in Montrose, Colorado. This page covers business acquisition financing, secured and unsecured term loans, how short-term and long-term loans differ, and how to fund an expansion, with invented worked figures for a shop purchase and for the same sum over two term lengths. - [Business Lines of Credit in Montrose, CO: A Standby Limit for Payables and Wages](https://canyonmoorlendinggroup.com/business-loans/line-of-credit/): This page from Canyonmoor Lending Group in Montrose, Colorado covers business lines of credit and commercial lines of credit: how draws and interest work, whether a small firm can qualify, what happens when a line comes up for renewal, how much of a limit to use, how a line shows on the balance sheet, and what a line may pay for. - [Inventory Financing in Montrose, CO: Lumber, Parts and Shelf Stock Bought Before It Sells](https://canyonmoorlendinggroup.com/business-loans/inventory-financing/): This page from Canyonmoor Lending Group in Montrose, Colorado covers inventory financing for small businesses: the types of stock financing, using a line of credit for inventory, what to read in an inventory financing agreement, and an invented inventory loan worked by hand for a supply yard order. - [Equipment Financing in Montrose, CO: Excavators, Ranch Machinery and Shop Lifts](https://canyonmoorlendinggroup.com/equipment-financing/): This page from Canyonmoor Lending Group in Montrose, Colorado covers equipment financing and leasing: construction machines, farm and ranch equipment, auto shop lifts and scan tools, gym equipment and salon stations, with invented worked payments, a checklist before the dealer quote, and how leasing companies differ from equipment loans. - [Merchant Cash Advances in Montrose, CO: How Holdbacks and Factor Rates Work](https://canyonmoorlendinggroup.com/merchant-cash-advance/): This page from Canyonmoor Lending Group in Montrose, Colorado explains merchant cash advances: how a provider buys future card receipts, how the holdback percentage and factor set the collection and the cost, how revenue-based financing differs, what to read in the agreement, and why an advance is not a loan. An invented example turns a factor into dollars. ## Industries - [Business Loans by Industry in Montrose, CO: Nine Trade Pages and Notes on the Rest](https://canyonmoorlendinggroup.com/industries/): Canyonmoor Lending Group, a small-business funding service in Montrose, Colorado, groups its industry pages and notes by trade: builders and outdoor crews, clinics and practices, kitchens, stores and repair bays, professional offices, and salons, studios and lodging. Nine industries have full pages; plumbers, electricians, supply yards, salons, gyms and others have notes here with Montrose County, CO Census counts. - [Restaurant Loans for Montrose, CO Owners: Remodels, POS Systems and Supplier Bills](https://canyonmoorlendinggroup.com/industries/restaurants/): Restaurant funding requests from Montrose, Colorado reach funding partners through Canyonmoor Lending Group. County Business Patterns lists 34 full-service and 29 limited-service employer restaurants in Montrose County, CO for 2023. This page covers loans for restaurants and restaurant lenders, bank loans, funding a new restaurant and a worked kitchen payment. It also sets card-sales advances beside those options. - [Medical Practice Loans Around Montrose, CO: Practice Buy-Ins, Staff and Equipment](https://canyonmoorlendinggroup.com/industries/medical-practices/): Medical practice funding requests from Montrose, Colorado reach funding partners through Canyonmoor Lending Group. Montrose County, CO counted 33 physicians' offices with paid employees in 2023, and health care carried the largest payroll of any sector. This page covers practice lines of credit, doctor loans, equipment, cash flow, acquiring a practice and working capital. - [Dental Office Loans, Montrose, CO: Chairs, Imaging and Practice Buyouts](https://canyonmoorlendinggroup.com/industries/dental-practices/): Dental funding requests from Montrose, Colorado reach funding partners through Canyonmoor Lending Group. The Census counted 27 employer dental offices in Montrose County, CO for 2023. This page covers dental practice loans, dental equipment loans, an acquisition checklist, working capital for insurance delays, financing agreements and cash flow projections. - [Contractor Business Loans for Montrose, CO Owners: Skid Steers, Trucks and Draw Gaps](https://canyonmoorlendinggroup.com/industries/construction/): Builders, excavators and trade crews in Montrose, Colorado can send funding requests through Canyonmoor Lending Group to its funding partners. Construction led every sector in Montrose County, CO with 278 employer establishments in 2023. This page covers contractor business loans, working capital for draw gaps, construction lines of credit, retainage, equipment and residential permit counts. - [Retail Business Loans Around Montrose, CO: Fixtures, Stock and POS Systems](https://canyonmoorlendinggroup.com/industries/retail/): Retail funding requests from Montrose, Colorado reach funding partners through Canyonmoor Lending Group. Retail trade counted 169 employer establishments in Montrose County, CO in 2023. This page covers retail business loans, retail business funding and financing, working capital for stores, boutique loans, retail equipment financing and the records partners read. - [Auto Repair Shop Loans, Montrose, CO: Alignment Racks, Diagnostics and Payroll](https://canyonmoorlendinggroup.com/industries/auto-repair/): Auto repair funding requests from Montrose, Colorado reach funding partners through Canyonmoor Lending Group. Montrose County, CO counted 42 auto repair employers in 2023, 59.5% with fewer than five employees. This page covers auto repair business loans, buying a garage, working capital requirements, shop financing, body shop needs and a working capital calculation. - [Landscaping Equipment Financing, Montrose, CO: Commercial Mowers and Irrigation Gear](https://canyonmoorlendinggroup.com/industries/landscaping/): Landscaping funding requests from Montrose, Colorado reach funding partners through Canyonmoor Lending Group. Montrose County, CO counted 28 landscaping service employers in 2023, 82.1% with fewer than five employees. This page covers landscape equipment financing, mower and truck loans, lawn care business loans, the cost of buying and owning a landscaping business, and the records partners read. - [Chiropractic Practice Loans in Montrose, CO: Adjusting Tables, Therapy Gear and Clinic Payroll](https://canyonmoorlendinggroup.com/industries/chiropractors-and-therapists/): Funding requests from chiropractors, physical therapists, optometrists and other practitioners in Montrose, Colorado reach funding partners through Canyonmoor Lending Group. Census counts show 45 employer offices of this kind in Montrose County, CO for 2023. This page covers equipment, physical therapy business loans, clinic build-outs and working capital for claim delays. - [Accounting Firm Loans in Montrose, CO: Hiring, Systems and Practice Buy-Ins](https://canyonmoorlendinggroup.com/industries/accounting-firms/): Funding requests from accounting, tax preparation, bookkeeping and payroll firms in Montrose, Colorado reach funding partners through Canyonmoor Lending Group. Montrose County, CO counted 40 such firms with paid employees in 2023. This page covers acquiring a CPA firm, a due diligence checklist, working capital, financing hires and systems, and buying a bookkeeping practice. ## Guides and calculators - [Small Business Resources in Montrose, CO: Sales Tax, Permits and a Collateral Worksheet](https://canyonmoorlendinggroup.com/resources/): Canyonmoor Lending Group in Montrose, Colorado publishes three owner guides: how to apply for, renew and look up a Colorado sales tax license, how building permits and zoning work before a shop or office build-out in Montrose County, CO, and how a funder can value equipment, receivables and stock as loan collateral. Public offices are named with links checked in October 2026. - [Colorado Sales Tax License Application for Montrose, CO Owners: Apply, Renew and Look Up](https://canyonmoorlendinggroup.com/resources/colorado-sales-tax-license/): This guide from Canyonmoor Lending Group in Montrose, Colorado explains the Colorado sales tax license: who applies, how to apply through MyBizColorado or the department's form, how renewal works, how to look up rates and verify a customer's license, and how to check whether a city collects its own tax. Every rule and fee should be confirmed with the Colorado Department of Revenue. - [Montrose County, CO Building Permits and Zoning Before a Financed Build-Out in Montrose, CO](https://canyonmoorlendinggroup.com/resources/montrose-county-building-permits-and-zoning/): This guide from Canyonmoor Lending Group in Montrose, Colorado explains building permits and zoning for owners planning a build-out: whether the City of Montrose or Montrose County, CO has jurisdiction, how to check zoning and use, what a permit application can ask for, business license checks, and how permit timing affects a funding request. Confirm every requirement with the city or the county. - [Business Loan Collateral Calculator, Montrose, CO: Lending Value Worked by Hand](https://canyonmoorlendinggroup.com/resources/business-loan-collateral-calculator/): This worksheet from Canyonmoor Lending Group in Montrose, Colorado shows how a funder can turn equipment, receivables and stock into a lending value, how to compare that value with a loan, and what to do when collateral falls short. Every rate in it is invented for illustration; partners set their own advance rates and decide. ## Areas served - [Business Loans in Montrose, CO: County and ZIP Data, Local Lender Types and Permits](https://canyonmoorlendinggroup.com/montrose-co/): This page sets out Census business counts for Montrose County, Colorado and the city's main ZIP code, the kinds of lenders and funders that serve Montrose owners, and the permit, license and sales tax checks that come before a financed opening or build-out. Canyonmoor Lending Group passes requests to funding partners, and each partner decides. - [Areas Served From Montrose, CO, Including Olathe, CO and Ridgway, CO](https://canyonmoorlendinggroup.com/service-areas/): Canyonmoor Lending Group, in Montrose, Colorado, takes funding requests by phone and web form from businesses across Montrose County, CO and nearby places in Ouray County, CO. This page names those places, gives the ZIP-level business counts that exist for them, and explains why Montrose County, CO figures stop at the county line. ## Company - [Small Business Loans in Montrose, CO: Term Loans and Equipment Money for Builders and Shops](https://canyonmoorlendinggroup.com/): Canyonmoor Lending Group is a Montrose, Colorado service that helps builders, repair shops, practices and other small firms request business funding. Term loans lead, for projects with a fixed price, with equipment financing, lines of credit, working capital, inventory financing and merchant cash advances beside them. Each request is reviewed by a funding partner that makes the decision, and signing is the owner's choice. - [How Getting a Business Loan Works in Montrose, CO, From First Call to a Partner's Decision](https://canyonmoorlendinggroup.com/how-it-works/): This page from Canyonmoor Lending Group in Montrose, Colorado explains how a business funding request moves: the first conversation, matching the purpose to a funding type, a funding partner's review and the owner's decision. It covers what banks look at in a loan request and what partners read in business bank statements and tax returns. - [Business Loan Questions From Montrose, CO Owners: Collateral, LLCs and Missed Payments](https://canyonmoorlendinggroup.com/faq/): This page from Canyonmoor Lending Group in Montrose, Colorado answers common owner questions about business funding: what happens when a payment cannot be made, what a maturity date is, whether a merchant cash advance is a loan, what a small business loan requires, loans to an LLC, collateral, unsecured loans and credit union lending. - [About Canyonmoor Lending Group: The Montrose, CO Service Behind Business Term Loan Requests](https://canyonmoorlendinggroup.com/about/): Canyonmoor Lending Group, based in Montrose, Colorado, helps small firms put together business funding requests. It talks a request through with the owner, matches it to one or more of six funding types, and passes it to funding partners that review it and decide. This page explains that arrangement, why term loans lead, and the claims the site leaves out. - [Contact Canyonmoor Lending Group in Montrose, CO for Business Loan Help](https://canyonmoorlendinggroup.com/contact/): This page lists the ways to reach Canyonmoor Lending Group in Montrose, Colorado: the phone line, the web request form and text messages for people who consent on the form. It shows the listed location on a map you can choose to load, and what to have in mind before calling about a funding request. - [Apply for a Business Loan in Montrose, CO With a Short Web Form](https://canyonmoorlendinggroup.com/apply/): This page holds the web request form for Canyonmoor Lending Group in Montrose, Colorado and explains what follows it: a conversation, a funding partner's review, any records the partner names, and an offer the owner can accept or decline. It covers the form fields, requirements, checking on a request and the documents a partner may ask for. - [Canyonmoor Lending Group Disclosures for Montrose, CO Applicants](https://canyonmoorlendinggroup.com/disclosures/): Canyonmoor Lending Group in Montrose, Colorado is a funding broker, not a lender, despite the word Lending in its name. It passes business funding requests to funding partners, which review them and make their own decisions on approval and terms. A merchant cash advance is not a loan. Read every offer in full before signing. ## Optional - [Full text of every page](https://canyonmoorlendinggroup.com/llms-full.txt): plain-text version of the site for AI assistants - [Sitemap](https://canyonmoorlendinggroup.com/sitemap.xml)